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Reported October 27, 2026 · Before market open

Revenue$1.4BBeat by $130.3M
Adjusted EPS$0.18Beat by $0.02
Revenue estimate$1.3B
EPS estimate$0.16
“We had exceptional Q3 results against the backdrop of any environment, but they are even more remarkable given how 2026 has unfolded. Our focus is simple. We are adding more members, who are using more products, and generating more revenue per product to create the most value for our shareholders over the long run. In less than a decade, we have transformed SoFi from a single-product company into an everything financial app with eight different businesses each generating over $100 million in annualized revenue. Our conviction in the opportunity ahead has never been greater.”
Anthony Noto

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Date not yet announced

Financials

Q3 2026

Income statement

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Revenue$1.4B+44.0%
Net income$241.0M+72.9%
EPS (diluted)$0.18+63.6%

Balance sheet

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Cash & equivalents$2.8B-25.0%
Total debt$3.9B+37.6%
Total equity$11.3B+28.6%
Total assets$67.8B+49.6%

Valuation & ratios

Valuation

as of 10/27/26
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Market cap$18.88B-48.0%
Enterprise value$19.93B-43.6%
P/E25.6×-31.1×
P/S4×-6.9×

Profitability

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Net margin15.6%-3.7pp

Returns & leverage

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Return on equity7.4%-1.2pp
Debt / equity0.3×0.0×

FAQ

When did SoFi Technologies, Inc. report Q3 2026 earnings?
SoFi Technologies, Inc. (SOFI) reported Q3 2026 earnings on October 27, 2026 before market open.
What were SoFi Technologies, Inc.'s Q3 2026 revenue and EPS?
SoFi Technologies, Inc. reported revenue of $1.4B and adjusted eps of $0.18 for Q3 2026.
Did SoFi Technologies, Inc. beat estimates in Q3 2026?
Revenue beat the consensus estimate of $1.3B by $130.3M. EPS beat the consensus estimate of $0.16 by $0.02.
How did SoFi Technologies, Inc.'s Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 44.0% from $961.6M a year earlier.
Where can I find SoFi Technologies, Inc.'s Q3 2026 SEC filings?
You can read the 8-K earnings release (0001818874-26-000065) directly on SEC EDGAR. The filing index links above go to sec.gov.