Skip to content
Screener

SoFi Technologies, Inc. SOFI Q2 2026 earnings

Reported July 29, 2026 · Before market open

Revenue$1.2BBeat by $103.8M
EPS$0.12Beat by $0.01
Revenue estimate$1.1B
EPS estimate$0.11
“Despite continued market uncertainty, our business model continues to prove its durability. We grew members 35% year-over-year and added a record 2.2 million products, a 42% increase. For the first time, we added twice as many products as members, a major milestone that underscores the trust members place in SoFi and the power of our 'everything app'. Products like SoFi Plus and SoFi Coach are deepening member relationships and increasing lifetime value, while continued innovation across our consumer and enterprise platforms is expanding the value we deliver to members and clients.”
Anthony Noto

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 27, 2026 (in 2 months)
Revenue estimate$1.3B
EPS estimate$0.17

Financials

Q2 2026

Income statement

See full
Revenue$1.2B+42.5%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

See full
Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Valuation & ratios

Valuation

as of 08/27/26
See full
Market cap$24.33B-18.6%
Enterprise value$24.61B-21.5%
P/E38.2×-15.0×
P/S5.7×-4.1×

Profitability

See full
Net margin14.8%-3.6pp

Returns & leverage

See full
Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×

Segments

By product

See full
Technology services$50.5M-43.6%
Interchange$44.1M+66.5%
Referrals, loan platform business$24.4M+8.0%
Brokerage$18.1M+140%
Referrals, other$3.7M+43.0%

By segment

See full
Financial Services$466.3M+660%
Technology Platform$84.5M-6.7%

FAQ

When did SoFi Technologies, Inc. report Q2 2026 earnings?
SoFi Technologies, Inc. (SOFI) reported Q2 2026 earnings on July 29, 2026 before market open.
What were SoFi Technologies, Inc.'s Q2 2026 revenue and EPS?
SoFi Technologies, Inc. reported revenue of $1.2B and eps of $0.12 for Q2 2026.
Did SoFi Technologies, Inc. beat estimates in Q2 2026?
Revenue beat the consensus estimate of $1.1B by $103.8M. EPS beat the consensus estimate of $0.11 by $0.01.
How did SoFi Technologies, Inc.'s Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 42.5% from $854.9M a year earlier and eps grew 50.0% from $0.08.
Where can I find SoFi Technologies, Inc.'s Q2 2026 SEC filings?
You can read the 8-K earnings release (0001818874-26-000050) and the 10-Q periodic report (0001818874-26-000054) directly on SEC EDGAR. The filing index links above go to sec.gov.