Skip to content
Screener

SoFi Technologies, Inc. SOFI Q1 2025 earnings

Reported April 29, 2025 · Before market open

Revenue$771.8MBeat by $32.8M
EPS$0.06Beat by $0.03
Revenue estimate$739.0M
EPS estimate$0.03

Next report

Oct 27, 2026 (in 2 months)
Revenue estimate$1.3B
EPS estimate$0.17

Financials

Q1 2025

Income statement

See full
Revenue$771.8M+19.7%
Gross profit$636.2M+16.8%
Net income$71.1M-19.2%
EPS (diluted)$0.06+200%

Balance sheet

See full
Cash & equivalents$2.7B-34.5%
Total debt$3.1B+4.8%
Total equity$6.7B+14.6%
Total assets$37.7B+20.6%

Cash flow

See full
Operating cash flow$21.5M-97.1%
CapEx$52.6M+64.5%
Free cash flow-$31.1M-104%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$12.75B+77.8%
Enterprise value$13.18B+119%
P/E26.5×—
P/S4.6×+1.4×

Profitability

See full
Gross margin82.3%-0.5pp
Net margin17.2%—
FCF margin-71.8%-27.6pp

Returns & leverage

See full
Return on equity7.7%—
Debt / equity0.5×0.0×

Segments

By product

See full
Technology services$86.0M+1.6%
Interchange$22.8M+90.1%
Referrals, loan platform business$19.7M+84.1%
Brokerage$7.0M+73.2%
Referrals, other$2.5M+24.4%

By segment

See full
Lending$413.4M+25.1%
Technology Platform$86.6M+0.8%
Financial Services$53.8M+81.0%

By geography

See full
All foreign countries$62.2M+153%

FAQ

When did SoFi Technologies, Inc. report Q1 2025 earnings?
SoFi Technologies, Inc. (SOFI) reported Q1 2025 earnings on April 29, 2025 before market open.
What were SoFi Technologies, Inc.'s Q1 2025 revenue and EPS?
SoFi Technologies, Inc. reported revenue of $771.8M and eps of $0.06 for Q1 2025.
Did SoFi Technologies, Inc. beat estimates in Q1 2025?
Revenue beat the consensus estimate of $739.0M by $32.8M. EPS beat the consensus estimate of $0.03 by $0.03.
How did SoFi Technologies, Inc.'s Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 31.7% from $585.8M a year earlier and eps grew 200.0% from $0.02.
Where can I find SoFi Technologies, Inc.'s Q1 2025 SEC filings?
You can read the 8-K earnings release (0001818874-25-000068) and the 10-Q periodic report (0001818874-25-000072) directly on SEC EDGAR. The filing index links above go to sec.gov.