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SoFi Technologies, Inc. SOFI Geographic — Revenues, Net of Interest Expense

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The official record: SoFi Technologies, Inc.’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s geographic — revenues, net of interest expense?
SoFi Technologies, Inc. (SOFI) reported geographic — revenues, net of interest expense of $62.17M in Q4 2025.
How has SoFi Technologies, Inc.'s geographic — revenues, net of interest expense changed year-over-year?
SoFi Technologies, Inc.'s geographic — revenues, net of interest expense increased by 152.7% year-over-year, from $24.6M to $62.17M.
What is the long-term trend for SoFi Technologies, Inc.'s geographic — revenues, net of interest expense?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s geographic — revenues, net of interest expense has grown at a 197.7% compound annual growth rate (CAGR), from $3.17M to $248.69M.
What does geographic — revenues, net of interest expense mean?
This metric represents the total net revenue generated by the company's operations outside of its primary domestic market, after accounting for interest expenses incurred on those specific activities. It reflects the company's ability to monetize its financial products and services in international jurisdictions. This figure is a key indicator of the scale and growth trajectory of the company's global expansion strategy.