Where do SoFi Technologies, Inc.'s ratios come from?

Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	83.6%+1.4pp	83.1%+0.4pp	82.7%-0.2pp	82.4%-0.4pp	82.3%-0.5pp
Net margin	14.6%-2.6pp	13.3%-5.3pp	19.3%—	18.4%—	17.2%—
Returns
Return on equity	6.6%-1.1pp	5.7%-2.8pp	8.6%—	8.8%—	7.7%—
Return on invested capital	20.5%-1.8pp	21.9%+2.9pp	21.3%—	19.5%—	22.3%—
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.2×-0.3×	0.2×-0.3×	0.3×-0.2×	0.6×0.0×	0.5×0.0×
Net debt / EBITDA	-0.9×-1.2×	-1.8×-2.1×	-0.5×—	0.8×—	0.3×—
Per Share
Book value per share	$7.85+39.3%	$8.38+41.4%	$6.80+22.7%	$5.80+4.7%	$5.63+0.8%
Valuation
Market capitalization	$20.25B+58.8%	$33B+97.5%	$31.64B+276%	$17.52B+150%	$12.75B+77.8%
Price / earnings	35.1×+8.6×	68.6×+35.0×	49.4×—	31.2×—	26.5×—
Price / sales	5.1×+0.6×	9.1×+2.9×	9.5×+6.2×	5.7×+2.8×	4.6×+1.4×
Price / book	1.9×0.0×	3.1×+0.6×	3.6×+2.2×	2.6×+1.4×	1.9×+0.7×
EV / EBITDA	8.8×+0.1×	15.4×+4.2×	17.6×—	11.5×—	8.7×—

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Where do SoFi Technologies, Inc.'s ratios come from?: Every ratio is computed from SoFi Technologies, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.