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SoFi Technologies, Inc. SOFI Return on invested capital

Return on invested capital at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
27.7%-16.1pp
Rocket Companies logo
Rocket CompaniesRKT
7.5%+5.7pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
4.4%+2.9pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
20.5%-0.7pp
Huntington Bancshares logo
Huntington BancsharesHBAN
19.5%-5.5pp
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
4.6%-0.3pp

Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.3%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$22.35B+58.8%
Enterprise value$20.5B+39.7%
P/E38.7×+9.5×
P/S5.7×+0.6×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

Based on trailing twelve months.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s return on invested capital?
SoFi Technologies, Inc. (SOFI) reported return on invested capital of 20.5% in Q1 2026.
How has SoFi Technologies, Inc.'s return on invested capital changed year-over-year?
SoFi Technologies, Inc.'s return on invested capital decreased by 7.9% year-over-year, from 22.3% to 20.5%.
What does return on invested capital mean?
The after-tax return the business earns on all the capital — debt and equity — invested in it.
How do you interpret return on invested capital?
The cleanest measure of business quality: ROIC sustained above the cost of capital creates value, below it destroys value. Compare against WACC, not against zero.
How does return on invested capital compare across companies?
Highly comparable across companies as a quality screen. Sector-sensitive definitions of invested capital mean banks/insurers are best excluded.