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Discontinued — last reported Q2 '26

Invested capital at other companies

Oneok logo
OneokOKE
8.6%-0.2pp
Rithm Capital logo
Rithm CapitalRITM
3.2%0.0pp
Citigroup logo
CitigroupC
32.6%+2.0pp
Morgan Stanley logo
Morgan StanleyMS
16.9%+0.4pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
20.5%-0.7pp
American Express logo
American ExpressAXP
49.1%-10.0pp

Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$21.04B-19.3%
Enterprise value$21.32B-22.6%
P/E33.1×-13.4×
P/S4.9×-3.6×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

The source filing: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 7:06 AM EDT
Accession
0001818874-26-000050

FAQ

What is SoFi Technologies, Inc.'s invested capital?
SoFi Technologies, Inc. (SOFI) reported invested capital of $11.25B in Q2 2026.
How has SoFi Technologies, Inc.'s invested capital changed year-over-year?
SoFi Technologies, Inc.'s invested capital increased by 37.5% year-over-year, from $8.18B to $11.25B.
What is the long-term trend for SoFi Technologies, Inc.'s invested capital?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s invested capital has grown at a 7.9% compound annual growth rate (CAGR), from $4.83B to $7.07B.
What does invested capital mean?
Total debt plus shareholders' equity minus cash, at the quarter end. The capital actually put to work in the operating business — the denominator of return on invested capital (ROIC).

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