What is Chime Financial, Inc. Class A Common Stock's market cap?

Chime Financial, Inc. Class A Common Stock (CHYM) has a market capitalization of $6.7B and trades on NASDAQ.

What is Chime Financial, Inc. Class A Common Stock's revenue and profitability?

Chime Financial, Inc. Class A Common Stock generated $2.3B in trailing twelve-month revenue with a net loss of $969.4M, representing a net margin of -41.9%. Gross margin stands at 88.4%, with free cash flow of $141.1M. These figures are based on the Q1 2026 filing.

Who are Chime Financial, Inc. Class A Common Stock's competitors?

Chime Financial, Inc. Class A Common Stock's key competitors include JPMorgan Chase & Co., SoFi Technologies, Inc., Nu Holdings Ltd., and others. These companies compete in similar markets and product categories.

Who does Chime Financial, Inc. Class A Common Stock partner with?

Chime Financial, Inc. Class A Common Stock's notable partners include The Bancorp Bank, Stride Bank, Visa.

Where is Chime Financial, Inc. Class A Common Stock headquartered?

Chime Financial, Inc. Class A Common Stock is headquartered in United States of America. It has been publicly traded since 2025.

Chime Financial, Inc. Class A Common Stock

CHYM

Chime is a financial technology company that provides a digital-first platform designed to help everyday Americans manage their financial lives.

Market cap

$6.71B-41.9%

Revenue$2.3B+28.6%Net income-$969.4M-3,325%Free cash flow$141.1M+250%EPS (diluted)-$7.31-406%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 6, 2026

Revenue$647.4MBeat by $11.7M EPS$0.13Beat by $0.10

Read the full report

Next report

Aug 6, 2026 (in a month)

Revenue estimate$639.6M

EPS estimate-$0.01

Financials

Q1 2026

Income statement

See full

Revenue$647.4M+24.8%

Gross profit$580.3M+26.6%

Operating income$46.2M+405%

Net income$53.5M+313%

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$607.7M+91.0%

Total debt$132.7M—

Total equity$1.4B+176%

Total assets$2.0B—

Cash flow

See full

Operating cash flow$87.5M+440%

CapEx$6.6M+316%

Free cash flow$80.9M+396%

Valuation & ratios

Valuation

See full

Market cap$6.71B—

Enterprise value$6.23B—

P/S2.9×—

Profitability

See full

Gross margin88.4%+0.6pp

Operating margin-43.3%-47.1pp

Net margin-41.9%-43.6pp

FCF margin6.1%—

Returns & leverage

See full

Return on equity415.5%—

Debt / equity0.1×—

Current ratio5.1×—

Segments

By product

See full

Payments revenue$363.2M+16.3%

Platform-related revenue$180.4M+64.5%

MyPay$103.8M+61.4%

Competitors

By market cap

JPMorgan Chase$871.43B

Bank of America$398.83B

Nu Holdings$61.8B

Citizens Financial Group$28.4B

First Citizens BancShares$24.0B

SoFi Technologies, Inc.$23.0B

Prosperity Bancshares$7.2B

Chime Financial, Inc. Class A Common Stock$6.7B

By revenue growth

SoFi Technologies, Inc.+40.7%

Chime Financial, Inc. Class A Common Stock+28.6%

Citizens Financial Group+8.9%

Prosperity Bancshares+7.3%

Bank of America+7.1%

JPMorgan Chase+3.3%

First Citizens BancShares-0.6%

By net margin

Prosperity Bancshares40.35%

JPMorgan Chase31.5%

Bank of America27.32%

First Citizens BancShares23.62%

Citizens Financial Group23.29%

SoFi Technologies, Inc.14.64%

Chime Financial, Inc. Class A Common Stock-41.87%

Profile

Chime is a financial technology company that provides a digital-first platform designed to help everyday Americans manage their financial lives. The company offers a suite of consumer banking and payment products, including spending and savings accounts, credit building, and liquidity access, primarily through a fee-free model that aligns with member interests. By leveraging a proprietary technology platform and a payments-based revenue model, Chime serves as a central financial hub for millions of members who use the platform for recurring paycheck deposits and daily transactions.

Competitive position

Chime is a leading digital-first challenger in the consumer finance space, positioning itself as a low-cost alternative to traditional banks by eliminating punitive fees and focusing on high-engagement primary account relationships.

GeographiesUnited States

Customer segmentsMass market consumers, Underbanked individuals

Business modelInterchange-based revenue, Digital platform, B2C

SuppliersFDIC-insured bank partners, Payment card networks, Cloud infrastructure providers

CustomersIndividual consumers, Retailers and merchants (via card spend)

CountryUnited States of America

Listed2025

CEOMark T. Troughton

Websitechime.com

FilingsSEC EDGAR

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Questions, answered.

What is Chime Financial, Inc. Class A Common Stock's market cap?: Chime Financial, Inc. Class A Common Stock (CHYM) has a market capitalization of $6.7B and trades on NASDAQ.
What is Chime Financial, Inc. Class A Common Stock's revenue and profitability?: Chime Financial, Inc. Class A Common Stock generated $2.3B in trailing twelve-month revenue with a net loss of $969.4M, representing a net margin of -41.9%. Gross margin stands at 88.4%, with free cash flow of $141.1M. These figures are based on the Q1 2026 filing.
Who are Chime Financial, Inc. Class A Common Stock's competitors?: Chime Financial, Inc. Class A Common Stock's key competitors include JPMorgan Chase & Co., SoFi Technologies, Inc., Nu Holdings Ltd., and others. These companies compete in similar markets and product categories.
Who does Chime Financial, Inc. Class A Common Stock partner with?: Chime Financial, Inc. Class A Common Stock's notable partners include The Bancorp Bank, Stride Bank, Visa.
Where is Chime Financial, Inc. Class A Common Stock headquartered?: Chime Financial, Inc. Class A Common Stock is headquartered in United States of America. It has been publicly traded since 2025.