Chime Financial, Inc.
CHYMChime is a financial technology company that provides a digital-first platform designed to help everyday Americans manage their financial lives.
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Nov 4, 2026 (in 3 months)Valuation & ratios
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Profile
Chime is a financial technology company that provides a digital-first platform designed to help everyday Americans manage their financial lives. The company offers a suite of consumer banking and payment products, including spending and savings accounts, credit building, and liquidity access, primarily through a fee-free model that aligns with member interests. By leveraging a proprietary technology platform and a payments-based revenue model, Chime serves as a central financial hub for millions of members who use the platform for recurring paycheck deposits and daily transactions.
Chime is a leading digital-first challenger in the consumer finance space, positioning itself as a low-cost alternative to traditional banks by eliminating punitive fees and focusing on high-engagement primary account relationships.
FAQ
- What is Chime Financial, Inc.'s market cap?
- Chime Financial, Inc. (CHYM) has a market capitalization of $9.9B and trades on NASDAQ.
- What is Chime Financial, Inc.'s revenue and profitability?
- Chime Financial, Inc. generated $2.5B in trailing twelve-month revenue with a net loss of $18.2M, representing a net margin of -0.7%. Gross margin stands at 88.7%, with free cash flow of $312.2M. These figures are based on the Q2 2026 filing.
- Who are Chime Financial, Inc.'s competitors?
- Chime Financial, Inc.'s key competitors include JPMorgan Chase & Co., Bank of America, SoFi Technologies, Inc., and others. These companies compete in similar markets and product categories.
- Who does Chime Financial, Inc. partner with?
- Chime Financial, Inc.'s notable partners include The Bancorp Bank, Stride Bank, Visa.
- Where is Chime Financial, Inc. headquartered?
- Chime Financial, Inc. is headquartered in United States of America. It has been publicly traded since 2025.
