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Total debt at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$542.43B+9.7%
Bank of America logo
Bank of AmericaBAC
$339.86B+5.4%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$3.3B-18.2%
Citizens Financial Group logo
Citizens Financial GroupCFG
$16.35B+28.0%
Dime Community Bancshares logo
Dime Community BancsharesDCOM
$39.63M-16.7%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$394.02M+25.8%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $130.88M.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048

FAQ

What is Chime Financial, Inc.'s total debt?
Chime Financial, Inc. (CHYM) reported total debt of $130.88M in Q2 2026.
How has Chime Financial, Inc.'s total debt changed year-over-year?
Chime Financial, Inc.'s total debt increased by 49.0% year-over-year, from $87.86M to $130.88M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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