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Operating margin at other companies

Peoples Bancorp logo
Peoples BancorpPEBO
30.2%-1.7pp
Green Dot logo
Green DotGDOT
3.9%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Calculated from Chime Financial, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048

FAQ

What is Chime Financial, Inc.'s operating margin?
Chime Financial, Inc. (CHYM) reported operating margin of -2.1% in Q2 2026.
How has Chime Financial, Inc.'s operating margin changed year-over-year?
Chime Financial, Inc.'s operating margin increased by 95.9% year-over-year, from -50.4% to -2.1%.
What is the long-term trend for Chime Financial, Inc.'s operating margin?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s operating margin has grown at a 60.6% compound annual growth rate (CAGR), from -18.4% to -47.6%.
What does operating margin mean?
Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.

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