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Operating Income at other companies

Peoples Bancorp logo
Peoples BancorpPEBO
$37.35M+19.0%
Green Dot logo
Green DotGDOT
$69.04M+13.7%
Banner Corporation logo
Banner CorporationBANR
$19.16M+0.3%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
General and administrative80,142279,667150,609326,840
Depreciation and amortization4,2973,8968,4657,703
Total operating expenses573,5511,391,6671,107,7011,840,856
Income (loss) from operations21,322(930,638)67,485(921,501)
Other income, net6,7416,21514,48911,569
Net income (loss) before income taxes28,063(924,423)81,974(909,932)
Provision (benefit) for income taxes213(1,047)668505
Net income (loss)$27,850$(923,376)$81,306$(910,437)

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s operating income?
Chime Financial, Inc. (CHYM) reported operating income of $21.32M in Q2 2026.
How has Chime Financial, Inc.'s operating income changed year-over-year?
Chime Financial, Inc.'s operating income increased by 102.3% year-over-year, from -$930.64M to $21.32M.
What is the long-term trend for Chime Financial, Inc.'s operating income?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s operating income has grown at a 110.0% compound annual growth rate (CAGR), from -$235.79M to -$1.04B.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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