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Free cash flow at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
-$2.38B-7,560%
Citizens Financial Group logo
Citizens Financial GroupCFG
$237M+204%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$17.89M+72.7%
First Financial Bankshares logo
First Financial BanksharesFFIN
$97.5M+30.5%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$302.38M+6,131%
Peoples Bancorp logo
Peoples BancorpPEBO
$33.31M+5.6%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Calculated from Chime Financial, Inc.’s reported figures.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048

FAQ

What is Chime Financial, Inc.'s free cash flow?
Chime Financial, Inc. (CHYM) reported free cash flow of $197.54M in Q2 2026.
How has Chime Financial, Inc.'s free cash flow changed year-over-year?
Chime Financial, Inc.'s free cash flow increased by 646.7% year-over-year, from $26.46M to $197.54M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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