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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Bank of America logo
Bank of AmericaBAC
27.8%+2.3pp
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
14.8%-3.6pp
Citizens Financial Group logo
Citizens Financial GroupCFG
24.4%+4.1pp
Dime Community Bancshares logo
Dime Community BancsharesDCOM
26%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
34.8%+4.7pp

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Calculated from Chime Financial, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048

FAQ

What is Chime Financial, Inc.'s net margin?
Chime Financial, Inc. (CHYM) reported net margin of -0.7% in Q2 2026.
How has Chime Financial, Inc.'s net margin changed year-over-year?
Chime Financial, Inc.'s net margin increased by 98.5% year-over-year, from -49% to -0.7%.
What is the long-term trend for Chime Financial, Inc.'s net margin?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s net margin has grown at a 70.5% compound annual growth rate (CAGR), from -15.9% to -46.2%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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