Skip to content
Screener

Chime Financial, Inc. CHYM Free cash flow margin

Free cash flow margin at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
-160.7%-834pp
Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
37%+8.8pp
First Financial Bankshares logo
First Financial BanksharesFFIN
47.5%-4.4pp
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
147.6%
Peoples Bancorp logo
Peoples BancorpPEBO
28%-2.1pp

Other financials

Income statement

See full
Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

See full
Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

See full
Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

See full
Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

See full
Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp

Returns & leverage

See full
Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Calculated from Chime Financial, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048

FAQ

What is Chime Financial, Inc.'s free cash flow margin?
Chime Financial, Inc. (CHYM) reported free cash flow margin of 12.7% in Q2 2026.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

Ask your AI about Chime Financial, Inc.'s free cash flow margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude