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Carter Bankshares, Inc. CARE Free cash flow margin

Free cash flow margin at other companies

Shore Bancshares logo
Shore BancsharesSHBI
28.9%
Eagle Bancorp logo
Eagle BancorpEGBN
53.8%+5.9pp
Southern First Bancshares logo
Southern First BancsharesSFST
28.1%-9.9pp
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
17%
City Holding Company logo
City Holding CompanyCHCO
43%+0.1pp
Capitol Federal Financial logo
Capitol Federal FinancialCFFN
31.2%

Other financials

Income statement

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Revenue$68.7M+84.3%
Net income$28.9M+240%
EPS (diluted)$1.31+254%

Balance sheet

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Cash & equivalents$276.5M
Total debt$10.9M+5.0%
Total equity$539.1M+32.9%
Total assets$4.8B+0.4%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$2.3M+22.5%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$731.41M+85.3%
P/E5.7×-6.9×
P/S2.9×+0.1×

Profitability

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Net margin50.5%+28.6pp

Returns & leverage

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Return on equity27.2%+19.1pp
Debt / equity0.0×

Where this comes from

Calculated from Carter Bankshares, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Carter Bankshares, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 1:33 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001829576-26-000048

FAQ

What is Carter Bankshares, Inc.'s free cash flow margin?
Carter Bankshares, Inc. (CARE) reported free cash flow margin of 147.6% in Q1 2026.
What is the long-term trend for Carter Bankshares, Inc.'s free cash flow margin?
Over 4 years (2020 to 2025), Carter Bankshares, Inc.'s free cash flow margin has grown at a 7.9% compound annual growth rate (CAGR), from -15.3% to 20.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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