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Capitol Federal Financial CFFN Free cash flow margin

Free cash flow margin at other companies

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Commerce BancsharesCBSH
65.1%
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Capital BancorpCBNK
28.4%-0.5pp
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Carter Bankshares, Inc.CARE
147.6%
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Eagle BancorpEGBN
53.8%+5.9pp
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Customers BancorpCUBI
39.8%-20.6pp
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
42.7%+13.6pp

Other financials

Income statement

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Revenue$60.2M+18.5%
Net income$23.6M+28.2%
EPS (diluted)$0.19+35.7%

Balance sheet

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Cash & equivalents$136.1M-22.2%
Total debt$1.6B-21.0%
Total equity$1.0B-2.4%
Total assets$9.7B-0.3%

Cash flow

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Operating cash flow$17.4M+40.5%
CapEx$1.8M+6.8%
Free cash flow$15.7M+45.7%

Valuation

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Market cap$1.1B+43.0%
Enterprise value$2.6B-2.5%
P/E13.2×+0.7×
P/S4.8×+0.8×

Profitability

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Net margin36.1%+4.2pp

Returns & leverage

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Return on equity8%+2.1pp
Debt / equity1.6×-0.4×

Where this comes from

Calculated from Capitol Federal Financial’s reported figures.

Based on trailing twelve months.

The source filing: Capitol Federal Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 10:50 AM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0001490906-26-000025

FAQ

What is Capitol Federal Financial's free cash flow margin?
Capitol Federal Financial (CFFN) reported free cash flow margin of 31.2% in Q2 2026.
What is the long-term trend for Capitol Federal Financial's free cash flow margin?
Over 3 years (2021 to 2025), Capitol Federal Financial's free cash flow margin has grown at a -8.2% compound annual growth rate (CAGR), from 32% to 24.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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