What is Capitol Federal Financial's market cap?

Capitol Federal Financial (CFFN) has a market capitalization of $1.1B and trades on NASDAQ.

What is Capitol Federal Financial's revenue and profitability?

Capitol Federal Financial generated $219.8M in trailing twelve-month revenue with net income of $77.6M, representing a net margin of 35.3%, with free cash flow of $66.6M. These figures are based on the Q1 2026 filing.

Who are Capitol Federal Financial's competitors?

Capitol Federal Financial's key competitors include Commerce Bancshares, Inc., JPMorgan Chase & Co., Bank of America Corp, and others. These companies compete in similar markets and product categories.

Who does Capitol Federal Financial partner with?

Capitol Federal Financial's notable partners include Federal Home Loan Bank of Topeka, Banktastic.

What subsidiaries does Capitol Federal Financial have?

Capitol Federal Financial's subsidiaries include Capitol Federal Savings Bank, Capitol Funds, Inc., Capital City Investments, Inc..

Where is Capitol Federal Financial headquartered?

Capitol Federal Financial is headquartered in United States of America and employs approximately 649 people. It has been publicly traded since 1999.

Capitol Federal Financial

CFFN

Capitol Federal Financial, Inc. is a bank holding company for Capitol Federal Savings Bank, a federally chartered institution serving Kansas and Missouri.

Market cap

$1.09B+37.9%

Revenue$219.8M+18.0%

Net income$77.6M+47.8%

Free cash flow$66.6M+21.9%

EPS (diluted)$0.60+50.0%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q3 2026 report

July 29, 2026

Revenue$60.2MBeat by $1.5M EPS$0.19Beat by $0.02

Read the full report

Next report

Date not yet announced

Financials

Q2 2026

Income statement

See full

Revenue$57.7M+18.3%

Net income$20.1M+30.8%

EPS (diluted)$0.16+33.3%

Balance sheet

See full

Cash & equivalents$330.9M-2.8%

Total debt$1.7B-20.3%

Total equity$1.0B-1.1%

Total assets$9.8B+1.1%

Cash flow

See full

Operating cash flow$21.4M+38.3%

CapEx$1.3M+72.2%

Free cash flow$20.1M+36.6%

Valuation & ratios

Valuation

See full

Market cap$1.09B+37.9%

Enterprise value$2.47B-8.7%

P/E14.1×+0.9×

P/S5×+0.8×

Profitability

See full

Net margin35.3%+7.1pp

FCF margin30.3%—

Returns & leverage

See full

Return on equity7.5%+2.4pp

Debt / equity1.7×-0.4×

Segments

By product

See full

Deposit service fees$2.7M+3.6%

Insurance commissions$512.0K-44.8%

Competitors

By market cap

JPMorgan Chase$949.80B+16.3%

Bank of America$439.47B+23.2%

Commerce Bancshares$8.6B+5.3%

Customers Bancorp$2.7B+30.4%

Capitol Federal Financial$1.1B+35.5%

Eagle Bancorp$865.6M+73.2%

Carter Bankshares, Inc.$765.5M+91.4%

Capital Bancorp$615.4M+17.0%

By revenue growth

Carter Bankshares, Inc.+77.9%

Customers Bancorp+34.8%

Capitol Federal Financial+18.0%

Capital Bancorp+15.1%

JPMorgan Chase+13.5%

Bank of America+10.7%

Commerce Bancshares+8.6%

Eagle Bancorp-0.8%

By net margin

Carter Bankshares, Inc.50.52%+28.6pp

Capitol Federal Financial35.32%+7.1pp

JPMorgan Chase32.63%+0.4pp

Customers Bancorp31.61%+10.0pp

Commerce Bancshares31.29%-1.2pp

Bank of America27.79%+2.3pp

Capital Bancorp22.2%+2.6pp

Eagle Bancorp-41.43%-21.5pp

Profile

Capitol Federal Financial, Inc. is a bank holding company for Capitol Federal Savings Bank, a federally chartered institution serving Kansas and Missouri. The company is strategically transitioning from a retail-oriented thrift into a full-service commercial banking institution while maintaining its position as a leading residential mortgage lender. Its core value proposition centers on conservative underwriting, cost-efficient branch operations, and a strong capital position to support long-term stockholder value.

Competitive position

A leading originator of conventional one- to four-family loans in Kansas with the second-largest deposit market share in the state.

GeographiesKansas, Missouri, United States

Customer segmentsRetail, Commercial, Small Business, High-net-worth

Business modelInterest Spread, Fee-based Services, Relationship Banking

SuppliersFederal Home Loan Bank of Topeka, Federal Reserve Bank, Depositors, Technology Vendors

CustomersResidential Homebuyers, Commercial Real Estate Borrowers, Small Business Owners, Corporate Entities

CountryUnited States of America

Listed1999

Employees649.0

CEOJohn Dicus

SectorFinancial Services

IndustryBanks - Regional

Websitecapfed.com

FilingsSEC EDGAR

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Questions, answered.

What is Capitol Federal Financial's market cap?: Capitol Federal Financial (CFFN) has a market capitalization of $1.1B and trades on NASDAQ.
What is Capitol Federal Financial's revenue and profitability?: Capitol Federal Financial generated $219.8M in trailing twelve-month revenue with net income of $77.6M, representing a net margin of 35.3%, with free cash flow of $66.6M. These figures are based on the Q1 2026 filing.
Who are Capitol Federal Financial's competitors?: Capitol Federal Financial's key competitors include Commerce Bancshares, Inc., JPMorgan Chase & Co., Bank of America Corp, and others. These companies compete in similar markets and product categories.
Who does Capitol Federal Financial partner with?: Capitol Federal Financial's notable partners include Federal Home Loan Bank of Topeka, Banktastic.
What subsidiaries does Capitol Federal Financial have?: Capitol Federal Financial's subsidiaries include Capitol Federal Savings Bank, Capitol Funds, Inc., Capital City Investments, Inc..
Where is Capitol Federal Financial headquartered?: Capitol Federal Financial is headquartered in United States of America and employs approximately 649 people. It has been publicly traded since 1999.