Screener
Chime Financial, Inc. CHYM Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 88.7%+0.9pp | 88.4%+0.6pp | 88%+0.4pp | 87.8%+1.4pp | 87.8%+2.5pp | |
| Operating margin | -2.1%+48.3pp | -43.3%-40.1pp | -47.6%-43.5pp | -49.1%-42.5pp | -50.4%-41.4pp | |
| Net margin | -0.7%+48.2pp | -41.9%-40.3pp | -46.2%-44.7pp | -47.7%-43.9pp | -49%-42.9pp | |
| Returns | ||||||
| Return on equity | -1.3%— | —— | —— | —— | —— | |
| Return on invested capital | -6.5%— | —— | —— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 1.3×— | —— | 1.3×— | —— | —— | |
| Liquidity | ||||||
| Current ratio | 4.6×-0.2× | 5.1×— | 4.5×+1.1× | 4.9×— | 4.8×— | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×— | 0.1×— | 0.1×— | 0.1×— | |
| Per Share | ||||||
| Book value per share | $3.57-68.3% | $3.60+112% | $5.93+120% | $3.88+113% | $11.28+138% | |
| Valuation | ||||||
| Market capitalization | $10.96B+38.6% | $7.19B— | $9.43B— | $7.5B— | $10.57B— | |
| Price / sales | 4.5×+0.6× | 3.1×— | 4.3×— | 3.6×— | 5.4×— | |
| Price / book | 7.8×+2.3× | 5×— | 6.7×— | 5.2×— | 7.4×— |
FAQ
- What are Chime Financial, Inc.'s profit margins?
- Chime Financial, Inc. (CHYM) runs a 88.7% gross margin and a -2.1% operating margin, with a -0.7% net margin.
- Where do Chime Financial, Inc.'s ratios come from?
- Every ratio is computed from Chime Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
