Affirm Holdings, Inc.
AFRMAffirm Holdings, Inc. operates a next-generation payment network that provides transparent financial products for consumers and merchants.
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Nov 5, 2026 (In 3 weeks)Valuation & ratios
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Profile
Affirm Holdings, Inc. operates a next-generation payment network that provides transparent financial products for consumers and merchants. The company utilizes a proprietary technology platform and machine learning risk models to offer point-of-sale payment solutions, including interest-free and interest-bearing installment loans, without charging late fees or deferred interest. Its ecosystem is designed to increase consumer purchasing power while helping merchants improve conversion rates and customer acquisition.
Affirm differentiates itself through a 'no late fees' policy and a proprietary underwriting model that prices risk at the individual transaction level rather than the account level.
FAQ
- What is Affirm Holdings, Inc.'s market cap?
- Affirm Holdings, Inc. (AFRM) has a market capitalization of $26.0B and trades on NASDAQ.
- What is Affirm Holdings, Inc.'s revenue and profitability?
- Affirm Holdings, Inc. generated $4.3B in trailing twelve-month revenue with net income of $1.9B, representing a net margin of 45.3%, with free cash flow of $992.6M. The latest reported period is Q4 2026.
- Who are Affirm Holdings, Inc.'s competitors?
- Affirm Holdings, Inc.'s key competitors include PayPal, JPMorgan Chase, Repay Holdings Corporation Class A Common Stock, and others. These companies compete in similar markets and product categories.
- Who does Affirm Holdings, Inc. partner with?
- Affirm Holdings, Inc.'s notable partners include Cross River Bank, Shopify, Amazon, and others.
- Where is Affirm Holdings, Inc. headquartered?
- Affirm Holdings, Inc. is headquartered in United States of America and employs approximately 2,171 people. It has been publicly traded since 2021.
