Skip to content
Screener

Operating margin at other companies

Upbound Group, Inc. logo
Upbound Group, Inc.UPBD
5%-1.6pp
Block logo
BlockXYZ
4.9%+0.9pp
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
17.4%-0.7pp
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
3.5%+1.9pp
Sezzle logo
SezzleSEZL
40.7%+4.8pp
PROG Holdings logo
PROG HoldingsPRG
8.7%0.0pp

Other financials

Income statement

See full
Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

See full
Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

See full
Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

See full
Market cap$23.95B-0.7%
Enterprise value$30.81B+37.5%
P/E62.6×-400×
P/S-1.5×

Profitability

See full
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

See full
Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294

FAQ

What is Affirm Holdings, Inc.'s operating margin?
Affirm Holdings, Inc. (AFRM) reported operating margin of -7.3% in Q1 2025.
How has Affirm Holdings, Inc.'s operating margin changed year-over-year?
Affirm Holdings, Inc.'s operating margin increased by 80.5% year-over-year, from -37.3% to -7.3%.
What is the long-term trend for Affirm Holdings, Inc.'s operating margin?
Over 3 years (2021 to 2024), Affirm Holdings, Inc.'s operating margin has grown at a -15.6% compound annual growth rate (CAGR), from -44.1% to -26.5%.
What does operating margin mean?
Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.

Ask your AI about Affirm Holdings, Inc.'s operating margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude