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Affirm Holdings, Inc. AFRM Free cash flow margin

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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$23.95B-0.7%
Enterprise value$30.81B+37.5%
P/E62.6×-400×
P/S-1.5×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294

FAQ

What is Affirm Holdings, Inc.'s free cash flow margin?
Affirm Holdings, Inc. (AFRM) reported free cash flow margin of 19.8% in Q1 2026.
How has Affirm Holdings, Inc.'s free cash flow margin changed year-over-year?
Affirm Holdings, Inc.'s free cash flow margin decreased by 2.1% year-over-year, from 20.2% to 19.8%.
What is the long-term trend for Affirm Holdings, Inc.'s free cash flow margin?
Over 3 years (2021 to 2025), Affirm Holdings, Inc.'s free cash flow margin has grown at a -8.7% compound annual growth rate (CAGR), from -24.5% to 18.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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