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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
Block logo
BlockXYZ
3.3%-7.6pp
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
15%+0.7pp
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
14.6%-2.6pp
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
23.3%+15.3pp
Corpay logo
CorpayCPAY
24.6%-0.6pp

Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$23.69B+5.5%
Enterprise value$30.55B+7.5%
P/E61.9×
P/S-1.5×

Profitability

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Operating margin-7.3%-3.2pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affirm Holdings, Inc.'s net margin?
Affirm Holdings, Inc. (AFRM) reported net margin of 9.6% in Q1 2026.
How has Affirm Holdings, Inc.'s net margin changed year-over-year?
Affirm Holdings, Inc.'s net margin increased by 565.6% year-over-year, from -2.1% to 9.6%.
What is the long-term trend for Affirm Holdings, Inc.'s net margin?
Over 3 years (2022 to 2025), Affirm Holdings, Inc.'s net margin has grown at a -54.0% compound annual growth rate (CAGR), from -259.2% to -25.2%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.