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Other financials

Income statement

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Revenue$1.2B+33.0%
Operating income$147.3M
Net income$1.6B+2,235%
EPS (diluted)$4.63+2,215%

Balance sheet

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Cash & equivalents$1.6B-7.2%
Total debt$29.2M-8.6%
Total equity$5.5B+78.7%
Total assets$15.8B+41.6%

Cash flow

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Operating cash flow$296.2M+297%
CapEx$66.9M+30.8%

Valuation

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Market cap$25.61B+2.3%
Enterprise value$24.01B+3.0%
P/E13.3×-466×
P/S-1.8×

Profitability

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Operating margin9.8%
Net margin45.3%+43.7pp
FCF margin23.3%+4.6pp

Returns & leverage

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Return on equity45.1%+43.3pp
Debt / equity0.0×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

The source filing: Affirm Holdings, Inc.’s 10-K, filed August 27, 2026. Open the filing →

Filed
Aug 27, 2026, 5:06 PM EDT
Fiscal year
FY2026
Accession
0001628280-26-059279

FAQ

What is Affirm Holdings, Inc.'s free cash flow?
Affirm Holdings, Inc. (AFRM) reported free cash flow of $229.29M in Q2 2026.
How has Affirm Holdings, Inc.'s free cash flow changed year-over-year?
Affirm Holdings, Inc.'s free cash flow increased by 875.0% year-over-year, from $23.52M to $229.29M.
What is the long-term trend for Affirm Holdings, Inc.'s free cash flow?
Over 3 years (2022 to 2026), Affirm Holdings, Inc.'s free cash flow has grown at a 58.7% compound annual growth rate (CAGR), from -$248.48M to $992.63M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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