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Free cash flow at other companies

Enova International logo
Enova InternationalENVA
$463.79M+22.6%
Dave, Inc. logo
Dave, Inc.DAVE
$82.01M+81.4%
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Q2 HoldingsQTWO
$49.72M+16.3%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
TransUnion logo
TransUnionTRU

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s free cash flow?
Upstart Holdings, Inc. (UPST) reported free cash flow of -$136.05M in Q1 2026.
How has Upstart Holdings, Inc.'s free cash flow changed year-over-year?
Upstart Holdings, Inc.'s free cash flow decreased by 908.8% year-over-year, from -$13.49M to -$136.05M.
What is the long-term trend for Upstart Holdings, Inc.'s free cash flow?
Over 2 years (2021 to 2023), Upstart Holdings, Inc.'s free cash flow has grown at a -19.5% compound annual growth rate (CAGR), from $174.54M to -$113.24M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.