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Enterprise value at other companies

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Enova InternationalENVA
$8.17B+31.2%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$18.4B+39.7%
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Affirm Holdings, Inc.AFRM
$22.12B+7.5%
Dave, Inc. logo
Dave, Inc.DAVE
$2.18B+95.8%
Ally Financial logo
Ally FinancialALLY
$23.61B+33.3%
Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
$12.18B

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s enterprise value?
Upstart Holdings, Inc. (UPST) reported enterprise value of $3.44B in Q1 2026.
How has Upstart Holdings, Inc.'s enterprise value changed year-over-year?
Upstart Holdings, Inc.'s enterprise value decreased by 29.1% year-over-year, from $4.86B to $3.44B.
What is the long-term trend for Upstart Holdings, Inc.'s enterprise value?
Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s enterprise value has grown at a 9.7% compound annual growth rate (CAGR), from $3.17B to $5.05B.
What does enterprise value mean?
Market capitalization plus total debt minus cash, at the quarter end. The cost to acquire the whole business — what an buyer pays for equity and debt, net of the cash they'd inherit.