Screener
Upstart Holdings, Inc. UPST Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Operating margin | 4%+9.8pp | 3.5%+18.7pp | 4.1%+31.2pp | 2%+40.6pp | -5.9%+34.6pp | |
| Net margin | 4.8%+5.6pp | 4.3%+13.5pp | 5.1%+25.3pp | 3.3%+33.5pp | -0.7%+37.3pp | |
| Returns | ||||||
| Return on equity | 7.9%+8.9pp | 7%+17.3pp | 7.5%+27.8pp | 4.8%+32.0pp | -1%+31.8pp | |
| Return on invested capital | 2.6%+6.3pp | 2.7%+11.1pp | 3.2%+17.1pp | 1.3%+20.0pp | -3.7%+14.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×+0.1× | 0.4×+0.1× | 0.4×+0.1× | 0.4×+0.1× | |
| Leverage | ||||||
| Debt-to-equity | 2.5×+0.5× | 2.6×+0.6× | 2.3×0.0× | 2.5×+1.0× | 2×+0.4× | |
| Per Share | ||||||
| Book value per share | $7.27+3.5% | $7.57+5.4% | $7.43+5.0% | $6.78+2.6% | $7.02+4.4% | |
| Valuation | ||||||
| Market capitalization | $2.89B-55.2% | $2.43B-43.6% | $4.25B-24.3% | $4.89B+36.5% | $6.17B+198% | |
| Price / earnings | 47.9×— | 49.3×— | 79.4×— | 151.7×— | —— | |
| Price / sales | 2.3×-5.3× | 2.1×-3.8× | 4.1×-4.7× | 5.1×-1.4× | 7.2×+3.3× | |
| Price / book | 3.6×-5.3× | 3.3×-3.1× | 5.3×-3.5× | 6.6×+0.6× | 8.5×+5.1× |
FAQ
- Where do Upstart Holdings, Inc.'s ratios come from?
- Every ratio is computed from Upstart Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
