Skip to content

Debt-to-equity at other companies

Enova International logo
Enova InternationalENVA
3.5×+0.3×
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
0.2×-0.3×
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
2.5×-0.3×
Dave, Inc. logo
Dave, Inc.DAVE
-0.4×
Ally Financial logo
Ally FinancialALLY
1.5×+0.2×
Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
0.9×+0.3×

Other financials

Income statement

See full
Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

See full
Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

See full
Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

See full
Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

See full
Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

See full
Return on equity7%+4.4pp

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

Based on the most recent quarter.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upstart Holdings, Inc.'s debt-to-equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Upstart Holdings, Inc.'s debt-to-equity?
Upstart Holdings, Inc. (UPST) reported debt-to-equity of 2.6× in Q1 2026.
How has Upstart Holdings, Inc.'s debt-to-equity changed year-over-year?
Upstart Holdings, Inc.'s debt-to-equity increased by 29.5% year-over-year, from 2× to 2.6×.
What is the long-term trend for Upstart Holdings, Inc.'s debt-to-equity?
Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s debt-to-equity has grown at a 53.3% compound annual growth rate (CAGR), from 0.3× to 2.3×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.