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Return on equity at other companies

Enova International logo
Enova InternationalENVA
26.1%+4.5pp
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
5%
DeFi Development Corp. logo
DeFi Development Corp.DFDV
-2,398.4%-2,467pp
LPR
LPROLPRO
-102.5%
OppFi logo
OppFiOPFI
134.6%+85.9pp
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
7.1%-1.7pp

Other financials

Income statement

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Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Debt / equity2.5×+0.5×

Where this comes from

Calculated from Upstart Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s return on equity?
Upstart Holdings, Inc. (UPST) reported return on equity of 7.9% in Q2 2026.
How has Upstart Holdings, Inc.'s return on equity changed year-over-year?
Upstart Holdings, Inc.'s return on equity increased by 922.9% year-over-year, from -1% to 7.9%.
What is the long-term trend for Upstart Holdings, Inc.'s return on equity?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s return on equity has grown at a -25.6% compound annual growth rate (CAGR), from 24.5% to 7.5%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.

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