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Upstart Holdings, Inc. UPST Total Revenue

Total Revenue at other companies

Enova InternationalENVA

$875.14M+17.4%

SoFi Technologies, Inc.SOFI

$1.1B+42.6%

Affirm Holdings, Inc.AFRM

$1.04B+32.6%

Dave, Inc.DAVE

$158.41M+46.7%

Ally FinancialALLY

$2.1B+36.4%

TransUnionTRU

$1.25B+13.7%

Other financials

Income statement

Operating income-$7.5M-67.2%

Net income-$6.6M-172%

EPS (diluted)-$0.07-133%

Balance sheet

Cash & equivalents$931.3M+10.9%

Total debt$1.9B+40.3%

Total equity$733.2M+8.4%

Total assets$3.0B+29.0%

Cash flow

Operating cash flow-$133.3M-888%

CapEx$2.8M—

Free cash flow-$136.0M-909%

Valuation

Market cap$3.01B-43.6%

Enterprise value$4.02B-29.1%

P/E61×—

P/S2.6×-4.7×

Profitability

Operating margin3.5%+1.9pp

Net margin4.3%+2.6pp

FCF margin27%+16.9pp

Returns & leverage

Return on equity7%+4.4pp

Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s total revenue?: Upstart Holdings, Inc. (UPST) reported total revenue of $308.21M in Q1 2026.
How has Upstart Holdings, Inc.'s total revenue changed year-over-year?: Upstart Holdings, Inc.'s total revenue increased by 44.4% year-over-year, from $213.37M to $308.21M.
What is the long-term trend for Upstart Holdings, Inc.'s total revenue?: Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s total revenue has grown at a 5.3% compound annual growth rate (CAGR), from $848.59M to $1.04B.
What does total revenue mean?: The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.