Upstart Holdings, Inc. UPST Total debt

Total debt at other companies

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$5.05B+26.3%

Oportun Financial CorporationOPRT

$12.52M-21.5%

DeFi Development Corp.DFDV

$127.78M+226,535%

LPR

LPROLPRO

$85.08M-39.7%

OppFiOPFI

$10.93M-14.9%

SoFi Technologies, Inc.SOFI

$3.3B-18.2%

FAQ

What is Upstart Holdings, Inc.'s total debt?

Upstart Holdings, Inc. (UPST) reported total debt of $2.03B in Q2 2026.

How has Upstart Holdings, Inc.'s total debt changed year-over-year?

Upstart Holdings, Inc.'s total debt increased by 37.6% year-over-year, from $1.47B to $2.03B.

What is the long-term trend for Upstart Holdings, Inc.'s total debt?

Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s total debt has grown at a 86.5% compound annual growth rate (CAGR), from $82.06M to $1.85B.

What does total debt mean?

Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.