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Total debt at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
$136.59M-38.9%
Green Dot logo
Green DotGDOT
$65.52M-10.7%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$1.94B+40.3%
Pagaya Technologies logo
Pagaya TechnologiesPGY
$507.61M+43.8%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$290.83M+2,399%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI

Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Calculated from Open Lending Corporation’s reported figures.

Plus components not separately reported this period.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's total debt?
Open Lending Corporation (LPRO) reported total debt of $85.08M in Q1 2026.
How has Open Lending Corporation's total debt changed year-over-year?
Open Lending Corporation's total debt decreased by 39.7% year-over-year, from $140.99M to $85.08M.
What is the long-term trend for Open Lending Corporation's total debt?
Over 5 years (2020 to 2025), Open Lending Corporation's total debt has grown at a -11.6% compound annual growth rate (CAGR), from $163.25M to $88.05M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.