What is Open Lending Corporation's market cap?

Open Lending Corporation (LPRO) has a market capitalization of $371.5M and trades on NASDAQ.

What is Open Lending Corporation's revenue and profitability?

Open Lending Corporation generated $89.3M in trailing twelve-month revenue with a net loss of $6.4M, representing a net margin of 20.8%. Gross margin stands at 77.2%, with free cash flow of $966.0K. These figures are based on the Q1 2026 filing.

Who are Open Lending Corporation's competitors?

Open Lending Corporation's key competitors include Upstart Holdings, Inc., Pagaya Technologies Ltd., SoFi Technologies, Inc., and others. These companies compete in similar markets and product categories.

Who does Open Lending Corporation partner with?

Open Lending Corporation's notable partners include AmTrust North America, Inc., Securian Specialty Lines Inc., StarStone Specialty Insurance Company, and others.

What subsidiaries does Open Lending Corporation have?

Open Lending Corporation's subsidiaries include Open Lending, LLC, Lenders Protection, LLC, Insurance Administrative Services, LLC (IAS).

Where is Open Lending Corporation headquartered?

Open Lending Corporation is headquartered in United States of America and employs approximately 210 people. It has been publicly traded since 2020.

Open Lending Corporation

LPRO

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and automotive finance companies.

Market cap

$371.53M+30.3%

Revenue$89.3M-15.2%

Net income-$6.4M+95.3%

Free cash flow$966.0K-98.5%

EPS (diluted)-$0.05+95.7%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 7, 2026

Revenue$20.5MBeat by $78.7K EPS-$0.00Miss by $0.01

Read the full report

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$23.5M

EPS estimate$0.01

Financials

Q1 2026

Income statement

See full

Revenue$20.5M-16.0%

Gross profit$15.6M-14.6%

Operating income-$633.0K-183%

Net income-$460.0K-175%

EPS (diluted)$0.00-100%

Balance sheet

See full

Cash & equivalents$185.0M-25.1%

Total debt$85.1M-39.7%

Total equity$75.3M-5.7%

Total assets$231.1M-24.0%

Cash flow

See full

Operating cash flow-$764.0K+80.1%

CapEx--100%

Free cash flow-$764.0K+80.3%

Valuation & ratios

Valuation

See full

Market cap$371.53M+30.3%

Enterprise value$271.66M+29.2%

P/S4.2×—

Profitability

See full

Gross margin77.2%—

Returns & leverage

See full

Debt / equity1.1×-0.6×

Current ratio4.4×-1.8×

Segments

By product

See full

Program fees$11.4M-25.2%

Claims Administration and Other Service Fees$2.2M—

By segment

See full

Reportable Segment$20.5M-16.0%

Competitors

By market cap

SoFi Technologies, Inc.$21.7B-6.8%

PNF

Pinnacle Financial Partners $15.6B+118%

Henry (Jack) & Associates$10.9B-14.9%

Upstart Holdings, Inc.$2.6B-66.4%

Pagaya Technologies$1.4B-40.1%

Green Dot$745.9M+28.7%

Open Lending Corporation$371.5M+18.8%

WhiteHorse Finance$140.5M-31.9%

By revenue growth

Upstart Holdings, Inc.+57.7%

SoFi Technologies, Inc.+40.8%

Pagaya Technologies+23.4%

Green Dot+19.0%

Henry (Jack) & Associates+8.4%

Open Lending Corporation-15.2%

By net margin

Open Lending Corporation20.81%+121pp

Henry (Jack) & Associates20.64%+2.1pp

SoFi Technologies, Inc.14.78%-3.6pp

Pagaya Technologies7.39%+42.0pp

Upstart Holdings, Inc.4.34%+13.5pp

Green Dot-3.25%-2.9pp

Profile

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and automotive finance companies. The company's core value proposition is facilitating automotive loans for underserved near-prime and non-prime borrowers through proprietary risk-based pricing models and integrated loan default insurance.

Competitive position

Open Lending occupies a unique niche by combining lending enablement, risk analytics, and default insurance, though it competes broadly with credit decisioning software and traditional consumer lenders.

GeographiesUnited States

Customer segmentsFinancial Institutions, Automotive Lenders

Business modelB2B, Transaction-based fees, Profit-sharing, SaaS

SuppliersCredit bureaus, Alternative consumer data providers, Cloud infrastructure providers, Insurance carriers

CustomersCredit unions, Regional banks, OEM captive finance companies, Automotive dealers, Near-prime and non-prime borrowers

CountryUnited States of America

Listed2020

Employees210.0

CEOJessica Elizabeth Buss

SectorFinancial Services

IndustryFinancial - Credit Services

Websiteopenlending.com

FilingsSEC EDGAR

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Questions, answered.

What is Open Lending Corporation's market cap?: Open Lending Corporation (LPRO) has a market capitalization of $371.5M and trades on NASDAQ.
What is Open Lending Corporation's revenue and profitability?: Open Lending Corporation generated $89.3M in trailing twelve-month revenue with a net loss of $6.4M, representing a net margin of 20.8%. Gross margin stands at 77.2%, with free cash flow of $966.0K. These figures are based on the Q1 2026 filing.
Who are Open Lending Corporation's competitors?: Open Lending Corporation's key competitors include Upstart Holdings, Inc., Pagaya Technologies Ltd., SoFi Technologies, Inc., and others. These companies compete in similar markets and product categories.
Who does Open Lending Corporation partner with?: Open Lending Corporation's notable partners include AmTrust North America, Inc., Securian Specialty Lines Inc., StarStone Specialty Insurance Company, and others.
What subsidiaries does Open Lending Corporation have?: Open Lending Corporation's subsidiaries include Open Lending, LLC, Lenders Protection, LLC, Insurance Administrative Services, LLC (IAS).
Where is Open Lending Corporation headquartered?: Open Lending Corporation is headquartered in United States of America and employs approximately 210 people. It has been publicly traded since 2020.