Upstart Holdings, Inc.
UPSTUpstart is a leading artificial intelligence lending marketplace that utilizes proprietary machine learning models to automate and optimize the credit underwriting process.
Earnings
Next report
Nov 3, 2026 (in 2 months)Valuation & ratios
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Profile
Upstart is a leading artificial intelligence lending marketplace that utilizes proprietary machine learning models to automate and optimize the credit underwriting process. The company connects consumers with a network of bank and credit union partners and institutional investors to provide unsecured and secured credit products. Its core value proposition lies in its ability to more accurately quantify risk through non-traditional variables, leading to higher approval rates and lower interest rates for borrowers.
A pioneer in AI-driven credit underwriting that differentiates itself through a decade of proprietary training data and high levels of loan automation.
FAQ
- What is Upstart Holdings, Inc.'s market cap?
- Upstart Holdings, Inc. (UPST) has a market capitalization of $2.5B and trades on NASDAQ.
- What is Upstart Holdings, Inc.'s revenue and profitability?
- Upstart Holdings, Inc. generated $1.2B in trailing twelve-month revenue with net income of $60.3M, representing a net margin of 4.8%, with free cash flow of -$517.7M. The latest reported period is Q2 2026.
- Who are Upstart Holdings, Inc.'s competitors?
- Upstart Holdings, Inc.'s key competitors include SoFi, Pagaya Technologies, Affirm, and others. These companies compete in similar markets and product categories.
- Who does Upstart Holdings, Inc. partner with?
- Upstart Holdings, Inc.'s notable partners include FICO.
- Where is Upstart Holdings, Inc. headquartered?
- Upstart Holdings, Inc. is headquartered in United States of America and employs approximately 1,388 people. It has been publicly traded since 2020.
