What is Oportun Financial Corporation's market cap?

Oportun Financial Corporation (OPRT) has a market capitalization of $262.4M and trades on NASDAQ.

What is Oportun Financial Corporation's revenue and profitability?

Oportun Financial Corporation generated $394.9M in trailing twelve-month revenue with net income of $17.8M, representing a net margin of 4.5%. These figures are based on the Q1 2026 filing.

Who are Oportun Financial Corporation's competitors?

Oportun Financial Corporation's key competitors include Enova International, Inc., SoFi Technologies, Inc., Upstart Holdings, Inc., and others. These companies compete in similar markets and product categories.

Who does Oportun Financial Corporation partner with?

Oportun Financial Corporation's notable partners include Pathward, Western Union, DolEx Dollar Express, Inc., and others.

What subsidiaries does Oportun Financial Corporation have?

Oportun Financial Corporation's subsidiaries include Hello Digit, Inc..

Where is Oportun Financial Corporation headquartered?

Oportun Financial Corporation is headquartered in United States of America and employs approximately 1,490 people. It has been publicly traded since 2019.

Oportun Financial Corporation

OPRT

Oportun is a mission-driven financial services company that provides inclusive, affordable credit and automated savings solutions to underserved consumers.

Market cap

$262.37M-3.2%

Revenue$394.9M+22.7%

Net income$17.8M+123%

EPS (diluted)$0.37+119%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 7, 2026

Revenue$228.8MBeat by $219.5K EPS$0.21In line

Read the full report

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$230.7M

EPS estimate$0.33

Financials

Q1 2026

Income statement

See full

Revenue$94.9M-10.3%

Net income$2.3M-76.0%

EPS (diluted)$0.05-76.2%

Balance sheet

See full

Cash & equivalents$209.9M-9.1%

Total debt$12.0M-30.5%

Total equity$396.3M+8.2%

Total assets$3.2B-1.8%

Cash flow

See full

Operating cash flow$103.7M+2.7%

Valuation & ratios

Valuation

See full

Market cap$262.37M-3.2%

Enterprise value$64.49M+8.0%

P/E14.7×—

P/S0.7×-0.1×

Profitability

See full

Net margin4.5%—

Returns & leverage

See full

Return on equity4.7%—

Debt / equity0×0.0×

Competitors

By market cap

SoFi Technologies, Inc.$21.7B-6.8%

PNF

Pinnacle Financial Partners $15.6B+118%

OneMain Holdings$7.1B+0.5%

Enova International$6.3B+140%

Upstart Holdings, Inc.$2.6B-66.4%

Oportun Financial Corporation$262.4M-3.5%

OP Bancorp$231.6M+12.7%

Sound Financial Bancorp$107.3M-6.4%

By revenue growth

Upstart Holdings, Inc.+57.7%

SoFi Technologies, Inc.+40.8%

Oportun Financial Corporation+22.7%

Enova International+17.7%

OP Bancorp+12.5%

Sound Financial Bancorp+9.4%

By net margin

OP Bancorp29.24%+3.9pp

Sound Financial Bancorp19.07%+5.2pp

SoFi Technologies, Inc.14.78%-3.6pp

Enova International10.31%+1.6pp

Oportun Financial Corporation4.51%+28.6pp

Upstart Holdings, Inc.4.34%+13.5pp

Profile

Oportun is a mission-driven financial services company that provides inclusive, affordable credit and automated savings solutions to underserved consumers. The company leverages a proprietary artificial intelligence and machine learning platform to score applicants with limited credit history, helping them build financial resilience. Its core value proposition centers on offering responsible alternatives to high-cost lenders like payday and auto title loan providers.

Competitive position

Oportun differentiates itself through a proprietary AI-driven risk model that scores 100% of applicants, allowing it to serve the credit-invisible more effectively than traditional banks or high-cost payday lenders.

GeographiesUnited States, Mexico, India

Customer segmentsSubprime borrowers, Credit invisible consumers, Mass market consumers

Business modelInterest-based lending, Platform-as-a-Service, B2B2C

SuppliersDebt financing providers, Asset-backed securitization investors, Credit bureaus, Alternative data providers, Cloud infrastructure providers

CustomersIndividual retail borrowers, Whole loan purchasers, Institutional investors

CountryUnited States of America

Listed2019

Employees1.5K

CEODoug Bland

SectorFinancial Services

IndustryFinancial - Credit Services

Websiteoportun.com

FilingsSEC EDGAR

Ask your AI about Oportun Financial Corporation.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Oportun Financial Corporation's market cap?: Oportun Financial Corporation (OPRT) has a market capitalization of $262.4M and trades on NASDAQ.
What is Oportun Financial Corporation's revenue and profitability?: Oportun Financial Corporation generated $394.9M in trailing twelve-month revenue with net income of $17.8M, representing a net margin of 4.5%. These figures are based on the Q1 2026 filing.
Who are Oportun Financial Corporation's competitors?: Oportun Financial Corporation's key competitors include Enova International, Inc., SoFi Technologies, Inc., Upstart Holdings, Inc., and others. These companies compete in similar markets and product categories.
Who does Oportun Financial Corporation partner with?: Oportun Financial Corporation's notable partners include Pathward, Western Union, DolEx Dollar Express, Inc., and others.
What subsidiaries does Oportun Financial Corporation have?: Oportun Financial Corporation's subsidiaries include Hello Digit, Inc..
Where is Oportun Financial Corporation headquartered?: Oportun Financial Corporation is headquartered in United States of America and employs approximately 1,490 people. It has been publicly traded since 2019.