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Total debt at other companies

Enova International logo
Enova InternationalENVA
$4.86B+28.4%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$1.94B+40.3%
OP Bancorp logo
OP BancorpOPBK
$10.51M+14.3%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$3.36M-82.1%
Regional Management Corporation logo
Regional Management CorporationRM
$1.66B+9.8%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $11.97M.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's total debt?
Oportun Financial Corporation (OPRT) reported total debt of $11.97M in Q1 2026.
How has Oportun Financial Corporation's total debt changed year-over-year?
Oportun Financial Corporation's total debt decreased by 30.5% year-over-year, from $17.22M to $11.97M.
What is the long-term trend for Oportun Financial Corporation's total debt?
Over 5 years (2020 to 2025), Oportun Financial Corporation's total debt has grown at a -25.2% compound annual growth rate (CAGR), from $52.09M to $12.18M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.