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Total debt at other companies

WaFd, Inc. logo
WaFd, Inc.WAFD
$3.06B+10.8%
Heritage Financial logo
Heritage FinancialHFWA
$20M-92.4%
Magyar Bancorp logo
Magyar BancorpMGYR
$50.91M+50.1%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$53M+65.6%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$1.69M+41.1%
PCB Bancorp logo
PCB BancorpPCB
$18.3M-6.0%

Other financials

Income statement

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Revenue$10.0M+8.6%
Net income$1.6M+35.0%
EPS (diluted)$0.61+35.6%

Balance sheet

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Cash & equivalents$138.0M+4.9%
Total equity$110.4M+5.7%
Total assets$1.1B+4.0%

Cash flow

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Operating cash flow$1.5M-18.7%
CapEx$32.0K-15.8%
Free cash flow$1.5M-18.8%

Valuation

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Market cap$102.55M-8.3%
Enterprise value-$32.07M-213%
P/E13.6×-4.2×
P/S2.6×-0.4×

Profitability

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Net margin19.1%+5.2pp
FCF margin18.1%+10.4pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity-0.1×

Where this comes from

Calculated from Sound Financial Bancorp’s reported figures.

Plus components not separately reported this period.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sound Financial Bancorp's total debt?
Sound Financial Bancorp (SFBC) reported total debt of $3.36M in Q1 2026.
How has Sound Financial Bancorp's total debt changed year-over-year?
Sound Financial Bancorp's total debt decreased by 82.1% year-over-year, from $18.83M to $3.36M.
What is the long-term trend for Sound Financial Bancorp's total debt?
Over 5 years (2020 to 2025), Sound Financial Bancorp's total debt has grown at a -12.4% compound annual growth rate (CAGR), from $7.13M to $3.67M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.