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Sound Financial Bancorp SFBC Net margin

Net margin at other companies

Columbia Banking SystemsCOLB

26.3%+0.8pp

WaFd, Inc.WAFD

33.1%+1.8pp

Heritage FinancialHFWA

27.2%+4.5pp

Magyar BancorpMGYR

24.4%-1.6pp

SR Bancorp, Inc.SRBK

-27.5%-37.6pp

ECB Bancorp, Inc.ECBK

17.3%+0.9pp

Other financials

Income statement

Revenue$10.0M+8.6%

Net income$1.6M+35.0%

EPS (diluted)$0.61+35.6%

Balance sheet

Cash & equivalents$138.0M+4.9%

Total debt$3.4M-82.1%

Total equity$110.4M+5.7%

Total assets$1.1B+4.0%

Cash flow

Operating cash flow$1.5M-18.7%

CapEx$32.0K-15.8%

Free cash flow$1.5M-18.8%

Valuation

Market cap$102.55M-8.3%

Enterprise value-$32.07M-213%

P/E13.6×-4.2×

P/S2.6×-0.4×

Profitability

FCF margin18.1%+10.4pp

Returns & leverage

Return on equity7%+2.1pp

Debt / equity0×-0.1×

Where this comes from

Calculated from Sound Financial Bancorp’s reported figures.

net income/total revenue=19.1%

Based on trailing twelve months.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sound Financial Bancorp's net margin?: Sound Financial Bancorp (SFBC) reported net margin of 19.1% in Q1 2026.
How has Sound Financial Bancorp's net margin changed year-over-year?: Sound Financial Bancorp's net margin increased by 37.3% year-over-year, from 13.9% to 19.1%.
What is the long-term trend for Sound Financial Bancorp's net margin?: Over 5 years (2020 to 2025), Sound Financial Bancorp's net margin has grown at a -6.4% compound annual growth rate (CAGR), from 25.6% to 18.4%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.