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WaFd, Inc. WAFD Net margin

Net margin at other companies

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JPMorgan ChaseJPM
32.6%+0.4pp
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Wells Fargo & CompanyWFC
26%+0.9pp
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Zions BancorporationZION
31.3%+5.3pp
Heritage Financial logo
Heritage FinancialHFWA
26.5%+4.6pp
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Timberland BancorpTSBK
36.2%+2.2pp
FS Bancorp, Inc. logo
FS Bancorp, Inc.FSBW
24.4%-1.2pp

Other financials

Income statement

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Revenue$205.5M+10.3%
Net income$66.1M+6.7%
EPS (diluted)$0.84+15.1%

Balance sheet

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Cash & equivalents$676.5M-16.4%
Total debt$3.3B+70.9%
Total equity$3.0B+0.3%
Total assets$27.6B+3.2%

Cash flow

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Operating cash flow$79.4M+10.0%
CapEx$11.4M+105%
Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.77B+19.6%
P/E10.8×+0.6×
P/S3.5×+0.3×

Profitability

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FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.5%+0.9pp
Debt / equity1.1×+0.5×

Where this comes from

Calculated from WaFd, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: WaFd, Inc.’s 8-K, filed July 17, 2026. Open the filing →

Filed
Jul 17, 2026, 1:03 PM EDT
Accession
0000936528-26-000055

FAQ

What is WaFd, Inc.'s net margin?
WaFd, Inc. (WAFD) reported net margin of 32.8% in Q2 2026.
How has WaFd, Inc.'s net margin changed year-over-year?
WaFd, Inc.'s net margin increased by 5.0% year-over-year, from 31.2% to 32.8%.
What is the long-term trend for WaFd, Inc.'s net margin?
Over 4 years (2021 to 2025), WaFd, Inc.'s net margin has grown at a -1.0% compound annual growth rate (CAGR), from 32.5% to 31.2%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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