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WaFd, Inc.

WAFD and WAFDP

WaFd, Inc. is a bank holding company that operates primarily through its subsidiary, WaFd Bank, providing a comprehensive suite of lending, depository, insurance, and wealth management services.

Market cap
$2.72B+17.3%
Revenue$782.6M+7.8%
Net income$256.5M+13.2%
EPS (diluted)$3.17+20.1%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 15, 2026 (in 2 months)
Revenue estimate$203.5M
EPS estimate$0.84

Financials

Q3 2026

Income statement

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Revenue$205.5M+10.3%
Net income$66.1M+6.7%
EPS (diluted)$0.84+15.1%

Balance sheet

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Cash & equivalents$676.5M-16.4%
Total debt$3.3B+70.9%
Total equity$3.0B+0.3%
Total assets$27.6B+3.2%

Valuation & ratios

Valuation

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Market cap$2.72B+17.3%
P/E10.6×+0.3×
P/S3.5×+0.3×

Profitability

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Net margin32.8%+1.6pp

Returns & leverage

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Return on equity8.5%+0.9pp
Debt / equity1.1×+0.5×

Competitors

Profile

WaFd, Inc. is a bank holding company that operates primarily through its subsidiary, WaFd Bank, providing a comprehensive suite of lending, depository, insurance, and wealth management services. The company serves consumers, small to large businesses, and commercial real estate developers across nine western states. Its core value proposition focuses on a disciplined approach to credit and a diversified portfolio of commercial and residential financial solutions.

Competitive position

A long-standing regional bank with a significant footprint in the Western U.S., recently expanded through the acquisition of Luther Burbank Corporation.

GeographiesWashington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California, Texas
Customer segmentsRetail, Commercial, SME, Real Estate Developers
Business modelInterest-based lending, Fee-based services, Brokerage
SuppliersDepositors, Federal Home Loan Bank of Des Moines, Federal Reserve Bank, Equity and debt investors
CustomersHomeowners, Real estate investors, Small and medium enterprises, Corporate borrowers
Listed1982
Employees2.1K
CEOBrent J. Beardall
FilingsSEC EDGAR

FAQ

What is WaFd, Inc.'s market cap?
WaFd, Inc. (WAFD) has a market capitalization of $2.7B and trades on NASDAQ.
What is WaFd, Inc.'s revenue and profitability?
WaFd, Inc. generated $782.6M in trailing twelve-month revenue with net income of $256.5M, representing a net margin of 32.8%. These figures are based on the Q2 2026 filing.
Who are WaFd, Inc.'s competitors?
WaFd, Inc.'s key competitors include Wells Fargo & Company, OceanFirst Financial Corp, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
Who does WaFd, Inc. partner with?
WaFd, Inc.'s notable partners include Raymond James Financial, Inc..
What subsidiaries does WaFd, Inc. have?
WaFd, Inc.'s subsidiaries include WaFd Bank, WAFD Insurance Group, Inc., WAFD Wealth, Inc., and others.
Where is WaFd, Inc. headquartered?
WaFd, Inc. is headquartered in United States of America and employs approximately 2,120 people. It has been publicly traded since 1982.