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Timberland Bancorp

TSBK

Timberland Bancorp Inc is a community-oriented financial institution that serves as the holding company for Timberland Bank.

Market cap
$348.31M+41.1%
Revenue$85.7M+10.2%
Net income$30.9M+19.3%
Free cash flow$31.7M+43.1%
EPS (diluted)$3.91+20.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$21.1M+5.8%
Net income$7.1M+5.6%
EPS (diluted)$0.90+5.9%

Balance sheet

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Cash & equivalents$294.7M+54.1%
Total debt$2.9M+106%
Total equity$271.1M+7.4%
Total assets$2.0B+5.9%

Cash flow

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Operating cash flow$6.7M-45.6%
CapEx$473.0K+140%
Free cash flow$6.2M-48.6%

Valuation & ratios

Valuation

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Market cap$348.31M+41.1%
Enterprise value$56.58M+3.2%
P/E11.3×+2.1×
P/S4.1×+1.0×

Profitability

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Net margin36%+2.8pp
FCF margin36.9%+8.5pp

Returns & leverage

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Return on equity11.8%+1.3pp
Debt / equity0.0×

Segments

By product

See full
Credit and Debit Card$1.1M-4.2%
Deposit Account$934.0K-2.6%
Servicing Income On Loans Sold$72.0K+106%
Asset Management$28.0K+64.7%

Competitors

Profile

Timberland Bancorp Inc is a community-oriented financial institution that serves as the holding company for Timberland Bank. The company provides a comprehensive suite of lending and deposit services to consumers and businesses across several counties in Washington State. Its core value proposition centers on local market expertise and a diversified lending strategy that balances traditional residential mortgages with higher-yield commercial and construction financing.

Competitive position

A long-standing community bank with a significant presence in Western Washington, particularly in Grays Harbor, Pierce, and Thurston counties.

GeographiesWashington, United States
Customer segmentsRetail, SME, Commercial
Business modelInterest Income, Fee-based services, Loan servicing
SuppliersFederal Home Loan Bank System, Federal Reserve, Depositors, Credit rating agencies
CustomersResidential homebuyers, Commercial real estate developers, Small businesses, Secondary market loan purchasers like Freddie Mac
Listed1998
Employees298.0
CEODean J. Brydon
FilingsSEC EDGAR

FAQ

What is Timberland Bancorp's market cap?
Timberland Bancorp (TSBK) has a market capitalization of $348.3M and trades on NASDAQ.
What is Timberland Bancorp's revenue and profitability?
Timberland Bancorp generated $85.7M in trailing twelve-month revenue with net income of $30.9M, representing a net margin of 36.0%, with free cash flow of $31.7M. These figures are based on the Q1 2026 filing.
Who are Timberland Bancorp's competitors?
Timberland Bancorp's key competitors include Washington Federal Inc, Columbia Banking System Inc, Heritage Financial Corp, and others. These companies compete in similar markets and product categories.
Who does Timberland Bancorp partner with?
Timberland Bancorp's notable partners include Freddie Mac, U.S. Small Business Administration, Federal Home Loan Bank.
What subsidiaries does Timberland Bancorp have?
Timberland Bancorp's subsidiaries include Timberland Bank, Timberland Service Corp.
Where is Timberland Bancorp headquartered?
Timberland Bancorp is headquartered in United States of America and employs approximately 298 people. It has been publicly traded since 1998.