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Total debt at other companies

World Acceptance logo
World AcceptanceWRLD
$75.24M-2.4%
Regional Management Corporation logo
Regional Management CorporationRM
$1.66B+9.8%
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$12.52M-21.5%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$2.03B+37.6%
OppFi logo
OppFiOPFI
$10.93M-14.9%
First Bancorp logo
First BancorpFBNC
$88.99M-16.9%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Calculated from Enova International’s reported figures.

Plus components not separately reported this period.

The source filing: Enova International’s 10-Q, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590

FAQ

What is Enova International's total debt?
Enova International (ENVA) reported total debt of $5.05B in Q2 2026.
How has Enova International's total debt changed year-over-year?
Enova International's total debt increased by 26.3% year-over-year, from $4B to $5.05B.
What is the long-term trend for Enova International's total debt?
Over 5 years (2020 to 2025), Enova International's total debt has grown at a 34.9% compound annual growth rate (CAGR), from $1.01B to $4.53B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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