Skip to content
Screener

Enova International ENVA Operating Cash Flow

Operating Cash Flow at other companies

World Acceptance logo
World AcceptanceWRLD
$64.37M+10.7%
Regional Management Corporation logo
Regional Management CorporationRM
$81.01M+27.2%
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$109.32M+4.6%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
-$136.63M-13.7%
OppFi logo
OppFiOPFI
$90.78M+8.4%
First Bancorp logo
First BancorpFBNC
$66.48M+45.4%

Other financials

Income statement

See full
Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

See full
Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

See full
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

See full
Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

See full
Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

See full
Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Other receivables and prepaid expenses and other assets5,471(16,730)
Accounts payable and accrued expenses11,283(18,359)
Current income taxes28,92224,647
Net cash provided by operating activities1,018,574838,508
Cash Flows from Investing Activities
Loans and finance receivables originated or acquired(4,292,884)(3,260,806)
Loans and finance receivables repaid2,904,9112,247,079
Capitalization of software development costs and purchases of fixed assets(23,365)(24,099)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's operating cash flow?
Enova International (ENVA) reported operating cash flow of $544.03M in Q2 2026.
How has Enova International's operating cash flow changed year-over-year?
Enova International's operating cash flow increased by 21.6% year-over-year, from $447.36M to $544.03M.
What is the long-term trend for Enova International's operating cash flow?
Over 4 years (2021 to 2025), Enova International's operating cash flow has grown at a 40.1% compound annual growth rate (CAGR), from $471.87M to $1.82B.
What does operating cash flow mean?
Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.

Ask your AI about Enova International's operating cash flow.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude