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OP Bancorp OPBK Total debt

Total debt at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$38M-6.1%
Hope Bancorp logo
Hope BancorpHOPE
$453.63M+80.8%
PCB Bancorp logo
PCB BancorpPCB
$18.3M-6.0%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$1.69M+41.1%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$53M+65.6%
Magyar Bancorp logo
Magyar BancorpMGYR
$50.91M+50.1%

Other financials

Income statement

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Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $10.51M.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's total debt?
OP Bancorp (OPBK) reported total debt of $10.51M in Q1 2026.
How has OP Bancorp's total debt changed year-over-year?
OP Bancorp's total debt increased by 14.3% year-over-year, from $9.19M to $10.51M.
What is the long-term trend for OP Bancorp's total debt?
Over 5 years (2020 to 2025), OP Bancorp's total debt has grown at a 5.8% compound annual growth rate (CAGR), from $8.43M to $11.18M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.