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OP Bancorp OPBK Total Revenue

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Other financials

Income statement

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Net income$8.0M+26.0%
EPS (diluted)$0.53+26.2%

Balance sheet

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Cash & equivalents$175.1M-14.8%
Total debt$9.9M-19.4%
Total equity$238.6M+11.7%
Total assets$2.7B+7.0%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$127.0K-82.4%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$224.44M+6.0%
Enterprise value$59.25M+220%
P/E7.8×-1.7×
P/S2.3×-0.1×

Profitability

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Net margin29.2%+3.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.8%+1.9pp
Debt / equity0.0×

Where this comes from

Calculated from OP Bancorp’s reported figures.

The source filing: OP Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:32 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001722010-26-000020
($ in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
(Reversal of) provision for credit losses(149)1,2062631,942
Net interest income after provision for credit losses20,21718,51540,32835,197
NONINTEREST INCOME
Service charges on deposits5151,0179782,017
Loan servicing fees, net of amortization9749001,6961,907
Gains on sale of loans3,3701,4415,4203,460
Other income7926101,5891,400
Total noninterest income5,6513,9689,6838,784

Item 1. Financial Statements (unaudited)

FAQ

What is OP Bancorp's total revenue?
OP Bancorp (OPBK) reported total revenue of $25.72M in Q2 2026.
How has OP Bancorp's total revenue changed year-over-year?
OP Bancorp's total revenue increased by 8.6% year-over-year, from $23.69M to $25.72M.
What is the long-term trend for OP Bancorp's total revenue?
Over 4 years (2021 to 2025), OP Bancorp's total revenue has grown at a 5.3% compound annual growth rate (CAGR), from $77.04M to $94.68M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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