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OP Bancorp

OPBK

OP Bancorp is a bank holding company that operates through its wholly owned subsidiary, Open Bank, providing commercial banking services to small and medium-sized businesses and retail customers.

Market cap
$240.69M+25.1%
Revenue$99.0M+12.5%
Net income$29.0M+29.8%
EPS (diluted)$1.93+30.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$26.5M
EPS estimate$0.53

Financials

Q2 2026

Income statement

See full
Revenue$25.7M+8.6%
Net income$8.0M+26.0%
EPS (diluted)$0.53+26.2%

Balance sheet

See full
Cash & equivalents$175.1M-14.8%
Total debt$9.9M-19.4%
Total equity$238.6M+11.7%
Total assets$2.7B+7.0%

Valuation & ratios

Valuation

See full
Market cap$240.69M+25.1%
Enterprise value$75.5M+2,979%
P/E8.3×-0.5×
P/S2.4×+0.2×

Profitability

See full
Net margin29.2%+3.9pp

Returns & leverage

See full
Return on equity12.8%+1.9pp
Debt / equity0.0×

Competitors

Profile

OP Bancorp is a bank holding company that operates through its wholly owned subsidiary, Open Bank, providing commercial banking services to small and medium-sized businesses and retail customers. The company specializes in serving the Korean-American community with a relationship-based model focused on personalized service and local decision-making. Its core value proposition is rooted in a values-based corporate culture and a commitment to community reinvestment through its charitable foundation.

Competitive position

A specialized community bank that positions itself as a personalized alternative to larger, consolidated Korean-American financial institutions.

GeographiesCalifornia, Texas, Nevada, Georgia, Colorado, Washington, Virginia, United States
Customer segmentsSmall and medium-sized enterprises, Retail consumers, Korean-American community, High-net-worth individuals
Business modelInterest-spread banking, Relationship banking
SuppliersRetail and commercial depositors, Wholesale funding providers, Brokered deposit markets, U.S. Small Business Administration
CustomersSmall business owners, Real estate investors, Non-bank mortgage originators, Professional service providers
Listed2005
Employees222.0
CEOSang Kyo Oh
FilingsSEC EDGAR

Questions, answered.

What is OP Bancorp's market cap?
OP Bancorp (OPBK) has a market capitalization of $240.7M and trades on NASDAQ.
What is OP Bancorp's revenue and profitability?
OP Bancorp generated $99.0M in trailing twelve-month revenue with net income of $29.0M, representing a net margin of 29.2%. These figures are based on the Q2 2026 filing.
Who are OP Bancorp's competitors?
OP Bancorp's key competitors include PCB Bancorp, Hanmi Financial Corporation, Hope Bancorp, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does OP Bancorp have?
OP Bancorp's subsidiaries include Open Bank, Open Stewardship Foundation.
Where is OP Bancorp headquartered?
OP Bancorp is headquartered in United States of America and employs approximately 222 people. It has been publicly traded since 2005.