What is OP Bancorp's net margin?

OP Bancorp (OPBK) reported net margin of 28.2% in Q1 2026.

How has OP Bancorp's net margin changed year-over-year?

OP Bancorp's net margin increased by 11.4% year-over-year, from 25.3% to 28.2%.

What is the long-term trend for OP Bancorp's net margin?

Over 5 years (2020 to 2025), OP Bancorp's net margin has grown at a 3.0% compound annual growth rate (CAGR), from 23.4% to 27.1%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

OP Bancorp OPBK Net margin

Net margin at other companies

Hanmi FinancialHAFC

29%+1.9pp

Hope BancorpHOPE

13.4%-6.9pp

PCB BancorpPCB

33.9%+5.8pp

ECB Bancorp, Inc.ECBK

17.3%+0.9pp

SR Bancorp, Inc.SRBK

-27.5%-37.6pp

Magyar BancorpMGYR

24.4%-1.6pp

Other financials

Income statement

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Revenue$24.6M+10.4%

Net income$7.2M+30.1%

EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%

Total debt$10.5M+14.3%

Total equity$232.7M+10.8%

Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%

CapEx$114.0K-92.0%

Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%

Enterprise value$73.51M-1,032%

P/E8.2×0.0×

P/S2.3×+0.2×

Profitability

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FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp

Debt / equity0×0.0×

Where this comes from

Calculated from OP Bancorp’s reported figures.

net income/total revenue=28.2%

Based on trailing twelve months.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's net margin?: OP Bancorp (OPBK) reported net margin of 28.2% in Q1 2026.
How has OP Bancorp's net margin changed year-over-year?: OP Bancorp's net margin increased by 11.4% year-over-year, from 25.3% to 28.2%.
What is the long-term trend for OP Bancorp's net margin?: Over 5 years (2020 to 2025), OP Bancorp's net margin has grown at a 3.0% compound annual growth rate (CAGR), from 23.4% to 27.1%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.