What is Hanmi Financial's net margin?

Hanmi Financial (HAFC) reported net margin of 29% in Q1 2026.

How has Hanmi Financial's net margin changed year-over-year?

Hanmi Financial's net margin increased by 7.1% year-over-year, from 27.1% to 29%.

What is the long-term trend for Hanmi Financial's net margin?

Over 5 years (2020 to 2025), Hanmi Financial's net margin has grown at a 8.4% compound annual growth rate (CAGR), from 18.8% to 28.2%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Hanmi Financial HAFC Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

Bank of AmericaBAC

27.3%+1.8pp

Hope BancorpHOPE

13.4%-6.9pp

MetroCity BanksharesMCBS

43.7%-2.0pp

Equity BancsharesEQBK

10.6%-17.1pp

Five Star BancorpFSBC

39.9%+3.7pp

Other financials

Income statement

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Revenue$71.7M+14.2%

Operating income$22.6M+27.6%

Net income$22.6M+27.6%

EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%

Total equity$802.8M+6.8%

Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%

CapEx$499.0K+89.7%

Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%

P/E11.8×+1.2×

P/S3.4×+0.5×

Profitability

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Operating margin27.7%—

FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp

Debt / equity0×0.0×

Where this comes from

Calculated from Hanmi Financial’s reported figures.

net income/total revenue=29%

Based on trailing twelve months.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's net margin?: Hanmi Financial (HAFC) reported net margin of 29% in Q1 2026.
How has Hanmi Financial's net margin changed year-over-year?: Hanmi Financial's net margin increased by 7.1% year-over-year, from 27.1% to 29%.
What is the long-term trend for Hanmi Financial's net margin?: Over 5 years (2020 to 2025), Hanmi Financial's net margin has grown at a 8.4% compound annual growth rate (CAGR), from 18.8% to 28.2%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.