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Hanmi Financial HAFC Free cash flow

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Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Calculated from Hanmi Financial’s reported figures.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's free cash flow?
Hanmi Financial (HAFC) reported free cash flow of $23.38M in Q1 2026.
How has Hanmi Financial's free cash flow changed year-over-year?
Hanmi Financial's free cash flow decreased by 10.4% year-over-year, from $26.1M to $23.38M.
What is the long-term trend for Hanmi Financial's free cash flow?
Over 3 years (2022 to 2025), Hanmi Financial's free cash flow has grown at a 15.5% compound annual growth rate (CAGR), from $145.38M to $223.78M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.