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Hanmi Financial HAFC Debt-to-equity

Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
Hope Bancorp logo
Hope BancorpHOPE
0.2×+0.1×
MetroCity Bankshares logo
MetroCity BanksharesMCBS
0.0×
Equity Bancshares logo
Equity BancsharesEQBK
0.0×
Five Star Bancorp logo
Five Star BancorpFSBC
0.0×

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp

Where this comes from

Calculated from Hanmi Financial’s reported figures.

Based on the most recent quarter.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's debt-to-equity?
Hanmi Financial (HAFC) reported debt-to-equity of 0× in Q1 2026.
How has Hanmi Financial's debt-to-equity changed year-over-year?
Hanmi Financial's debt-to-equity decreased by 12.2% year-over-year, from 0.1× to 0×.
What is the long-term trend for Hanmi Financial's debt-to-equity?
Over 5 years (2020 to 2025), Hanmi Financial's debt-to-equity has grown at a -13.5% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.