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OP Bancorp OPBK Net Interest Income

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Other financials

Income statement

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Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's net interest income?
OP Bancorp (OPBK) reported net interest income of $20.52M in Q1 2026.
How has OP Bancorp's net interest income changed year-over-year?
OP Bancorp's net interest income increased by 17.8% year-over-year, from $17.42M to $20.52M.
What is the long-term trend for OP Bancorp's net interest income?
Over 4 years (2021 to 2025), OP Bancorp's net interest income has grown at a 6.4% compound annual growth rate (CAGR), from $61.03M to $78.35M.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on deposits and other borrowings. It represents the core profitability of the bank's primary lending and deposit-taking activities.